You're planning your annual vacation, or the vacation of a lifetime. Either way you don't want to think about canceling or interrupting your trip. Or getting sick. Or losing your luggage.

We know these things happen and we provide travelers peace of mind with a Travel Protection Plan.

$89 for vacations up to $1,000

$119 for vacations over $1,000

Trip Cancellation & Interruption Protection up to trip cost

Should you cancel or interrupt your Cosmos travel package due to a covered injury, sickness, death your own, or that of a Traveling Companion, or of a member of the Immediate Family or for Other Covered Events as defined, you (in the case of your death, your estate) will be reimbursed up to your trip cost: 1) for cancellation charges imposed by Cosmos and/or by any airline that provided direct flight connections to join your Cosmos travel package, if you cancel prior to departure; or, 2) the unused, non-refundable land portion of your Cosmos travel package costs and the additional transport charges paid to return home or to rejoin your original Cosmos travel package (limited to the cost of economy one-way airfare by scheduled carrier, from the point of destination to the point of origin shown on your original travel tickets) if you must interrupt your trip after departure.

Delayed Arrival & Missed Connection Coverage up to $1,000

If you miss a scheduled connecting flight and/or if your arrival for your tour or cruise is delayed beyond the Scheduled Departure date due to a delay or  cancellation of arrangements by a Common Carriera public conveyance due to inclement weather, mechanical breakdown, or strike that affects public transportation, you will be reimbursed up to $1,000 for the cost of you unused land or cruise arrangements plus the extra air fare paid (limited to the cost of one-way economy air fare, or first class, if you original tickets were first class) to join your Cosmos vacation.  

Upgrade Protection up to $1,000

Should your Traveling Companion or an immediate Family Member traveling with you cancel or interrupt a Cosmos vacation due to a covered injury, Sickness, death or for Other Covered Events, you will be reimbursed up to $1,000 for Cosmos charges to change your hotel or cabin accommodation from twin to single occupancy (or from triple to twin).

Trip Delay Protection up to $1,000

Provides up to $100 per day to a maximum of $1,000 for reasonable additional expense, for hotel accommodations, meals, telephone calls, and local transportation until travel becomes possible if you are delayed 12 hours or more due to a covered reason such as Common Carrier Delay, Injury, Sickness, or death of you, a traveling companion, or an immediate family member traveling with you; quarantine; loss or passports, travel documents or natural disaster.

Travel Insurance Benefits - Part B

Baggage & Travel Documents up to $2,500

Coverage for loss or damage to your baggage and personal effects while on your Cosmos trip. Certain items such as: jewelry, gems, watches, cameras and camera equipment; electronic equipment and media; and furs are subject to a maximum limit of $500.

Baggage Delay up to $250

If while on your Cosmos trip, baggage is delayed for 24 hours or more, you will be reimbursed up to $250 for the cost of reasonable additional clothing and personal articles purchased during the delay.

Accident & Sickness Medical Expense up to $25,000*

Covers medical expenses incurred within 365 days of a covered injury or Sickness that occurs while on your Cosmos trip.

*up to $50,000 while traveling in the Czech Republic.

Dental Expense up to $1,000

Covers the cost of emergency dental treatment received during your Cosmos trip resulting from a covered injury.

Emergency Medical Evacuation & Repartriation up to $50,000

Covers emergency trasport to the nearest adequate medical facility and/or home, when deemed necessary by an attending Physician or, in the event of death, the transportation expenses for homeward carriage.

Accidental Death & Dismemberment up to $25,000 or $100,000

These benefits are paid should a loss occur within 365 days of a covered injury that takes place while on your Cosmos trip. The maximum benefit while in flight is $100,000. The maximum benefit in other circumstances is $25,000.

One Call Worldwide Travel Services Network 24-Hour Assistance Services

Emergency assistance for your peace of mind anywhere in the world!

-Advancement of funds to cover emergency medical expenses on your trip.

-Telephone interpretation in major languages.

-Assistance with replacement of travel documents.

-Help in locating local doctors, dentists, or medical facilities

-24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more!

-Relay of e-mail or phone message to family, friends or business associates.

Pre-trip Travel Advice around-the-clock access to passport, visa, inoculation and vaccine requirements; travel advisories; embassy and consulate contacts; travel health advisories; weather and currency information all for your planned destination.

Emergency Cash Transfer assistance in coordinating an emergency cash advance.

Waiver of Pre-existing Medical Conditions

The pre-existing medical conditions exclusion is waived if insurance is purchased within 24 hours of initial trip deposit.

Exclusions apply. Please refer to your Certificate of Insurance for complete details.